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John Grants
Tenant guide

How renting works.

The steps from viewing to moving in, what you will pay and what kind of tenancy you will have.

At a glance

  • Renting runs in a clear order: find a home, pay a holding deposit, referencing and a right to rent check, sign, pay your deposit, move in.
  • Since 1 May 2026 almost every new tenancy is an assured periodic tenancy: it rolls on from month to month with no end date.[1]
  • You can only be asked for the payments the Tenant Fees Act allows, and nothing is payable before both sides have signed except a capped holding deposit.[2][3]
  • You should be given your landlord’s written information about the tenancy before it is agreed.[4]

Rules and figures last checked October 2026.

From viewing to moving in

  1. 1

    Register and view

    Tell us what you need and we will let you know when a matching home comes up. See register to rent.

  2. 2

    Make an offer, and pay a holding deposit

    We negotiate the terms with the landlord on your behalf. A holding deposit can be up to one week’s rent, and it comes with rules about when it can be kept.[2]

  3. 3

    Referencing and your right to rent

    You complete an application, and affordability and credit checks are run through a third-party referencing agent. You also need to prove your right to rent. A guarantor may be asked for.[5]

  4. 4

    Sign the agreement

    Your landlord must give you written information before the tenancy is agreed, and cannot ask for rent before both sides have signed.[4][3]

  5. 5

    Pay your deposit and first rent

    Your deposit must be protected in a government-approved scheme.[6] See deposits and moving in.

  6. 6

    Move in

    Check the home and its condition carefully, and keep a copy of anything you sign. Council tax and utility bills are generally the tenant’s responsibility unless your agreement says otherwise.[7]

What kind of tenancy you will have

Most existing tenancies became assured periodic tenancies on 1 May 2026, and every new one starts that way. You do not need a new agreement. GOV.UK is clear that it is no longer possible to have an assured tenancy agreement with an end date, and an end date a landlord adds is invalid.[1]

That has two practical effects: you are not locked in for a fixed term, and your landlord cannot simply end the tenancy when a fixed term runs out. Read your rights as a tenant and ending your tenancy for the detail.

What it costs to move in

  • Holding deposit: up to one week’s rent, if one is taken.[2]
  • Deposit: up to five weeks’ rent (six if annual rent is £50,000 or more), protected in a government-approved scheme.[8]
  • First month’s rent: between signing and the start date a landlord can ask for no more than one month’s rent in advance.[3]
  • Everything else is banned unless the Tenant Fees Act lists it. See our tenant fees page for the full list.[2]

Sources

Every figure and rule above comes from one of these, read in October 2026. The dates are the ones each publisher shows as when the page was last updated.

  1. [1]Renters’ Rights Act: an overview for tenants (opens in a new tab)GOV.UK (Ministry of Housing, Communities and Local Government) · page updated 1 May 2026
  2. [2]Tenant Fees Act 2019: guidance for tenants (opens in a new tab)GOV.UK · page updated 7 July 2026
  3. [3]Rent in advance and deposits (assured periodic tenancies: a guide for tenants) (opens in a new tab)GOV.UK
  4. [4]Tenancy agreements: written information for your tenant (opens in a new tab)GOV.UK · page updated 1 May 2026 (published)
  5. [5]Prove your right to rent in England (opens in a new tab)GOV.UK
  6. [6]Tenancy deposit protection (opens in a new tab)GOV.UK
  7. [7]Private renting for tenants: your rights and responsibilities (opens in a new tab)GOV.UK
  8. [8]Private renting for tenants: deposits (opens in a new tab)GOV.UK

This is a general guide to renting in England, not legal advice. Your tenancy agreement and your own circumstances decide what applies to you. If you are facing eviction or a dispute, get advice from your council, a solicitor or a housing advice service.

Register to rent

Looking for a home to rent?

Tell us what you need and we will let you know as soon as a matching property comes up.

Photo by Pauline on Unsplash (opens in a new tab)