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John Grants
Buying a property

Buy with confidence.

Our property consultants know the local market inside out. Tell us what you need and we'll target the right properties for you — whether it's your first home or your next investment.

Register once, and we'll do the looking for you.

Tell us the area, the budget and the must-haves, and we'll match you to properties that genuinely fit — not just whatever's on the books.

Because we work closely with vendors across the patch, registered buyers often hear about a new instruction before it's advertised anywhere else.

We'll arrange viewings around your schedule, give you a straight answer on every property, and help you put together a sensible offer.

Early alerts

Register your search and we'll get in touch the moment a matching property comes up — sometimes before it reaches the portals.

Viewings that fit you

We'll arrange viewings around your schedule, not just office hours.

Honest guidance

Straight advice on pricing and offers, so you can move quickly when the right place comes along.

Next step

Choose your next step

Start

  1. Step 1 of 9

    Sort your finances first

    Get an agreement in principle from a lender before you start viewing seriously. It tells you what you can actually afford, and it puts you in a stronger position the moment you make an offer.

  2. Step 2 of 9

    If you also have a home to sell

    Get your own property under offer as early as you can. A buyer with a sale already agreed is a far more credible offer than one who hasn't started.

  3. Step 3 of 9

    Register with us

    Tell us what you're looking for and we'll contact you the moment something matching comes to market — often before it's advertised anywhere else.

  4. Step 4 of 9

    Instruct a solicitor

    A good solicitor who communicates well with us is the single biggest factor in how smoothly your purchase goes. We can recommend ones we've worked with and trust.

  5. Step 5 of 9

    Book viewings

    Come with questions. We'll give you everything we know about the property and only show you homes that genuinely fit your requirements.

  6. Step 6 of 9

    Make an offer

    We present your offer to the vendor along with an honest assessment of your position. Nothing is legally binding on either side until contracts are exchanged.

  7. Step 7 of 9

    Conveyancing

    Your solicitor handles title checks, searches and contract approval. Get them information and funds quickly — delays here are the most common reason purchases stall.

  8. Step 8 of 9

    Mortgage offer

    Once your offer's agreed, your lender arranges a survey. After that, a formal mortgage offer goes to you and your solicitor to sign.

  9. Step 9 of 9

    Exchange and completion

    You'll pay your deposit (normally 10%) to exchange contracts — at that point, both sides are legally committed. On completion day the balance transfers and we release the keys. Welcome home.

Finish

Buying to let it out?

Talk to our lettings team about rental returns, management schemes and what to expect as a landlord before you commit.

Contact our lettings team

What could it cost you a month?

A quick, indicative repayment estimate — no details taken, nothing submitted.

£
%
years

Est. monthly payment

£2,292

Loan amount

£382,500

Loan-to-value

85%

Indicative only, based on a standard capital-repayment mortgage — actual rates and offers depend on your lender and circumstances. This isn't a quote or financial advice; speak to a mortgage adviser before making a decision.

Questions

Buying a property: your questions answered

Straight answers to what people ask us most about buying a home in London and Hertfordshire. Rules and figures checked October 2026 — your own circumstances may differ, so call the office if you'd like to talk it through.

Does it cost anything to register?

No — registering your interest with us is completely free. Our fees are paid by the seller when a sale completes, never by buyers.

Will I hear about new properties before they're advertised?

Often, yes. When we agree a new instruction that matches your search, we contact registered buyers directly — sometimes before it goes live on the property portals.

Which areas do you cover?

We cover London, Edmonton, Enfield, Barnet, Broxbourne, Tottenham and the surrounding parts of London and Hertfordshire.

How much stamp duty will I pay when buying a home?

In England, Stamp Duty Land Tax on a main home is 0% up to £125,000, 2% from £125,001 to £250,000, 5% from £250,001 to £925,000, 10% from £925,001 to £1.5 million and 12% above £1.5 million. Each rate applies only to the slice of the price that falls in that band. First-time buyers pay nothing up to £300,000 and 5% on the portion from £300,001 to £500,000, with no relief if the price is over £500,000. Buying an additional home adds a 5% surcharge. These rates have applied since 1 April 2025 — your solicitor will confirm the exact figure for your purchase.

How big a deposit do I need to buy a house?

Many lenders will lend up to 95% of the purchase price, which means a deposit of at least 5%, but a bigger deposit usually gets you a lower interest rate and a wider choice of mortgages. Lenders set their own limits, so get an agreement in principle before you start viewing — it shows what you can borrow and that you're a serious buyer. Separately, the sum paid on exchange of contracts is normally 10% of the price, though a smaller amount can be agreed, and it counts towards the price rather than being an extra cost.

What other costs should I budget for when buying?

Besides the deposit, budget for Stamp Duty Land Tax (if it applies), solicitor or conveyancer fees, search fees, Land Registry registration fees, a survey, any mortgage arrangement and valuation fees, buildings insurance and moving costs. If the property is leasehold, also check the ground rent and service charge, because they continue after you buy. Ask your solicitor for a written estimate of all their fees at the start so there are no surprises.

How long does it take to buy a house?

From an offer being accepted to completion, most purchases take roughly three to five months. A chain of buyers and sellers, a leasehold property, slow searches or a mortgage delay can add weeks, while a cash buyer with no chain can move much faster. You can keep things moving by instructing a solicitor straight away, having your mortgage agreement in principle ready and returning paperwork promptly.

Is an accepted offer legally binding?

No. In England and Wales neither side is legally committed until contracts are exchanged. Until then the seller can accept a higher offer from someone else (known as gazumping), and you can withdraw or renegotiate — for example if your survey finds a problem. Once contracts are exchanged and the deposit is paid, both sides are legally bound to complete on the agreed date.

Do I need a survey when I buy a property?

A survey isn't a legal requirement, but it is strongly advisable. Your lender's valuation only tells the lender whether the property is worth the loan — it isn't a check on the condition of the building. RICS offers three levels of home survey: Level 1 (Condition Report), Level 2 (HomeBuyer Report) and Level 3 (Building Survey), which is the most detailed and best suited to older, larger or altered properties. A survey can also give you grounds to renegotiate the price.

What's the difference between freehold and leasehold?

Freehold means you own the building and the land it stands on outright. Leasehold means you have the right to occupy the property for a fixed number of years under a lease, while a freeholder owns the building or land — most flats are leasehold. Leaseholders usually pay ground rent and a service charge, and the length of the lease matters: a short lease can be expensive to extend and harder to get a mortgage on. Leasehold law is changing, so ask your solicitor to check the lease before you commit.

Value my property

Ready to start your search?

Register with us and we will keep you posted on the right homes as they come up.